Short-term travel insurance options for someone looking to get covered
We offer over 50 different travel policies, so this is not a comprehensive list by any means; these are just the most common cases we see. If you have a unique situation, use our live chat below to see if we can help. Here is what I typically recommend and why.
US Citizens traveling anywhere:
Geoblue
This policy provides full covid coverage, good medical benefits, and some of the best coverage for preexisting conditions we have seen. This plans is the most widely-accepted travel plan we have worked with when dealing with direct payments to hospitals worldwide.
The two main plans are:
Geoblue Voyager Choice - Click for Quote
If you plan on keeping your primary US healthcare plan while you are abroad.
Voyager Essential - Click for Quote
No primary plan necessary to apply.
Canadians Traveling to Mexico, or all around good global policy for other citizens
Trawick
We have had a great experience with Trawick over the years for reimbursements on claims. The policies offer good benefits to cost, cover covid as any other illness.
Safe Travels International - Click for Quote
This plan has good all-around benefits to cover you for medical emergencies abroad. Very common among Canadians visiting Mexico short term.
US Citizens, visiting back in the United States
For people that are expats and can prove their residency abroad, simply vacationing back in the US and want a short term plan.
IMG Patriot - Live Quote
This plan has decent benefits as a base plan for visiting the US, but it has limited to no covid benefits.
IMG Patriot Plus - Live Quote
This plan has higher benefits and better covid benefits.
Traveling to Costa Rica
Trawick Safe Travels Voyager - Live Quote
This plan meets the Costa Rica visa requirements.
Traveling to Europe for Schengen requirements
US Citizens - Geoblue plan as mentioned above, but with a $0 deductible selected. Make sure to notify Geoblue to request a visa letter if you're traveling to Schengen nations.
Geoblue Voyager Choice - Click for Quote
Nomads who want device protection
This is a solid travel plan with optional device-protection riders to help protect your assets.
Comfort Point TripTime - Click for Quote
Last reviewed May 2026. For help with your own policy, contact Expat Insurance through the help center so our team can review your situation.